M&A Glossary

The vocabulary of a transaction.

Plain-English definitions of the terms that show up in your LOI, your CIM, and your QoE, without the consulting jargon.

Add-back
A non-recurring or owner-discretionary expense added back to GAAP earnings to compute normalized EBITDA.
Asset Sale
A transaction where the buyer purchases specified assets and assumes specified liabilities, versus a stock sale.
CIM
Confidential Information Memorandum. The marketing book sent to qualified buyers describing the business, financials, and process.
Definitive Agreement
The fully negotiated purchase agreement signed at close, replacing the LOI.
Due Diligence
The buyer's investigation of financial, legal, operational, and clinical aspects of the practice, prior to close.
Earnout
A portion of consideration paid post-close, contingent on the practice hitting agreed financial targets.
EBITDA
Earnings Before Interest, Taxes, Depreciation, and Amortization. The most common cash-flow proxy used in healthcare valuations.
Escrow
Funds withheld at close to back indemnification claims for a defined period, typically 12-24 months.
Indication of Interest (IOI)
A non-binding indication from a buyer specifying preliminary valuation range and structure.
Letter of Intent (LOI)
A non-binding (mostly) outline of the deal: price, structure, exclusivity, and key terms, signed before diligence.
MSO
Management Services Organization. A non-clinical entity that provides administrative services to a captive professional entity.
Normalization
Adjustments to historical earnings to reflect the run-rate cash flows a buyer can expect.
Platform Investment
A buyer's first acquisition in a specialty, around which they build out via tuck-in acquisitions.
Quality of Earnings (QoE)
A buy-side or sell-side accounting analysis testing the durability and adjustments behind reported EBITDA.
Rollover Equity
The portion of consideration the seller takes as equity in the post-close company, aligning with the buyer's next exit.
SDE
Seller's Discretionary Earnings. Common in smaller practices; closer to owner take-home plus add-backs.
Stock Sale
A transaction where the buyer purchases the equity of the seller's entity, inheriting all assets and liabilities.
Tuck-In Acquisition
A smaller acquisition added to an existing platform to extend geography, capacity, or capability.
Working Capital Adjustment
Post-close true-up of the working capital delivered at close versus the agreed target.

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